Year: <span>2020</span>

Year: 2020

To BTL or not to BTL?

Interesting times. I’ve read and listened to many experts on investing, the stock market and property recently, and without fail they have failed to predict what would happen (with the possible exception of the Property Podcast, which thought a boom would be possible). So who do you believe? Ir do …

Whoop part 2!

Yesterday I had my second CII exam (RO2 – Investment principles and risk), and the second of 6 on my way to a Diploma in Regulated Financial Planning. And the first one I’ve had to do wearing a mask… I found it really difficult; much harder than the 5 mocks …

So, what now?

I’m not keen on the current trend for starting sentences with ‘so’, but I’m trying to get with the pragramme. Next I’ll be saying ‘like’ 3 times per sentence. As the title of my blog suggested, I’ve been on a real journey in terms of finance and investing. This is …

The Millionaire Next Door

Thomas J Stanley, William D Danko A fascination book, and high on many lists of finance books I’ve come across. It’s pretty dated, so the figures won’t be accurate any more, but the central message certainly is. Essentially, the authors studied many millionaires, and analysed many attributes. The key take …

Corona Virus

People have been saying for some time that we’re due for a stock market correction (ie a 10% drop). Actually ever since I started following it 2 years ago people have said the same thing, and it’s gone up massively since then. It’s lost about a third in less than …

Interesting times!

The Caronavirus is having effects right across the board; the obvious health concerns, FlyBe going under, and people fighting for toilet paper. Predictably the world’s stock markets took a hefty tumble, as shown above for the FTSE 100 (which hit 7600 a few weeks ago). This is where investors are …

The Debt Snowball

Debt Think of your financial situation as a snowball: When in debt you are pushing this huge snowball up hill. As you pay your debt off, and the interest element decreases, your snowball gets smaller, lighter, and less of a burden. You reach the top, and can enjoy the view …